1. Home
  2. Financials
  3. Interest-Bearing Debt

Interest-Bearing Debt

as of February 29, 2024

Short-Term Borrowings

Lender Balance
(million yen)
Interest Rate
(%)
Borrowing
Date
Repayment
Date
Notes
Mizuho Bank, Ltd. 5,000 0.094 2024.2.29 2024.3.29 (*1)
Subtotal(1) 5,000 - - - -

Long-Term Borrowings

Lender Balance
(million yen)
Interest Rate
(%)
Borrowing
Date
Repayment
Date
Notes
MUFG Bank, Ltd. 6,000 0.150 2020. 7.31 2024. 7.31 (*1)
MUFG Bank, Ltd. 3,000 0.104 2019. 3. 1 2025. 2.28 (*1)
MUFG Bank, Ltd. 3,000 0.138 2019. 3. 1 2026. 2.27 (*1)
MUFG Bank, Ltd. 4,000 0.180 2021. 2.26 2026. 2.27 (*1)
MUFG Bank, Ltd. 2,000 0.270 2020. 2.28 2027. 2.26 (*1)
MUFG Bank, Ltd. 4,000 0.180 2019. 3. 1 2027. 3. 1 (*1)
MUFG Bank, Ltd. 7,000 0.270 2020. 5.29 2027. 5.31 (*1)
MUFG Bank, Ltd. 5,000 0.320 2021. 1. 7 2028. 1. 7 (*1)
MUFG Bank, Ltd. 4,000 0.396 2023.3.31 2028.3.31 (*1) (*5)
MUFG Bank, Ltd. 7,000 0.358 2016. 6. 1 2028. 6. 1 (*1)
MUFG Bank, Ltd. 2,000 0.335 2021. 6.30 2029. 1.31 (*1)
MUFG Bank, Ltd. 5,000 0.400 2019. 7. 2 2029. 7. 2 (*1)
MUFG Bank, Ltd. 5,000 0.400 2021. 1. 7 2030. 1. 7 (*1)
MUFG Bank, Ltd. 8,000 0.400 2020. 2.28 2030. 2.28 (*1)
MUFG Bank, Ltd. 3,000 0.400 2021. 6.30 2030. 6.28 (*1)
MUFG Bank, Ltd. 4,000 0.400 2020. 7.31 2030. 7.31 (*1)
MUFG Bank, Ltd. 5,000 0.450 2021. 1. 7 2031. 1. 7 (*1)
MUFG Bank, Ltd. 6,000 0.450 2021. 2.26 2031. 2.28 (*1)
Development Bank of Japan Inc. 6,000 0.230 2018. 5.30 2024. 5.30 (*1)
Development Bank of Japan Inc. 10,000 0.256 2016. 4. 8 2026. 4. 8 (*1)
Development Bank of Japan Inc. 5,000 0.250 2016. 6. 1 2026. 6. 1 (*1)
Development Bank of Japan Inc. 13,000 0.747 2015. 9.11 2027. 9.10 (*1)
Development Bank of Japan Inc. 10,000 0.357 2016. 2.15 2028. 2.15 (*1)
Development Bank of Japan Inc. 5,000 0.387 2016. 9.14 2028. 9.14 (*1)
Development Bank of Japan Inc. 2,500 0.417 2019. 5.23 2029. 5.23 (*1)
Development Bank of Japan Inc. 5,000 0.400 2019. 8. 5 2029. 8. 3 (*1)
Development Bank of Japan Inc. 10,000 0.491 2017. 9.27 2029. 9.27 (*1)
Development Bank of Japan Inc. 3,000 0.450 2021. 1. 7 2031. 1. 7 (*1)
Development Bank of Japan Inc. 9,000 0.528 2023.6.30 2030.6.28 (*1)
Sumitomo Mitsui Banking Corporation 6,000 0.150 2020. 4.28 2024. 4.26 (*1)
Sumitomo Mitsui Banking Corporation 4,000 0.383 2022.12.30 2026.12.30 (*1)
Sumitomo Mitsui Banking Corporation 5,000 0.468 2023.2.28 2027.2.26 (*1)
Sumitomo Mitsui Banking Corporation 3,000 0.318 2023.4.28 2027.4.30 (*1)
Sumitomo Mitsui Banking Corporation 10,000 0.320 2021. 1. 7 2028. 1. 7 (*1)
Sumitomo Mitsui Banking Corporation 3,000 0.693 2023.2.28 2029.2.28 (*1)
Sumitomo Mitsui Banking Corporation 11,000 0.183 2016. 6. 1 2029. 6. 1 (*3)
Sumitomo Mitsui Banking Corporation 1,000 0.350 2021. 6.30 2029. 6.29 (*1)
Sumitomo Mitsui Banking Corporation 2,000 0.806 2023.2.28 2030.2.28 (*1)
Sumitomo Mitsui Banking Corporation 2,000 0.597 2023.4.28 2030.4.30 (*1)
Sumitomo Mitsui Banking Corporation 20,000 0.450 2021. 1. 7 2031. 1. 7 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 4,000 0.111 2018. 6. 1 2024. 5.31 (*3)
Sumitomo Mitsui Trust Bank, Ltd. 6,000 0.223 2018. 6. 1 2024. 5.31 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 10,000 0.210 2019.12.30 2025.12.30 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 3,000 0.270 2019. 9.11 2026. 9.11 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 3,000 0.270 2020. 1.27 2027. 1.27 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 3,000 0.815 2022.12.30 2028.12.29 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 2,000 0.583 2024.1.25 2029.1.25 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 10,000 0.400 2021. 1. 7 2030. 1. 7 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 3,000 0.688 2024.1.25 2030.1.25 (*1)
Sumitomo Mitsui Trust Bank, Ltd. 5,000 0.450 2022. 3.30 2032. 3.30 (*1) (*5)
Sumitomo Life Insurance Company 3,000 0.300 2016. 2. 3 2026. 2. 3 (*1)
Sumitomo Life Insurance Company 5,000 0.250 2016. 5.23 2026. 5.22 (*1)
Sumitomo Life Insurance Company 2,000 0.403 2018. 4.27 2028. 4.28 (*1)
Sumitomo Life Insurance Company 5,000 0.500 2021. 1. 7 2032. 1. 7 (*1)
Sumitomo Life Insurance Company 2,000 0.364 2019. 3.28 2032. 3.31 (*1)
Sumitomo Life Insurance Company 5,000 0.655 2017. 7.19 2032. 7.16 (*1)
Sumitomo Life Insurance Company 5,000 0.646 2018. 4.27 2033. 4.28 (*1)
Sumitomo Life Insurance Company 2,000 0.890 2023.3.30 2033.9.30 (*1) (*5)
Sumitomo Life Insurance Company 3,000 0.650 2019. 5.23 2034. 5.23 (*1)
Sumitomo Life Insurance Company 1,000 0.931 2022.10.31 2034.10.31 (*1) (*5)
Sumitomo Life Insurance Company 2,000 1.005 2023.3.30 2035.3.30 (*1) (*5)
Sumitomo Life Insurance Company 5,000 0.700 2021. 1. 7 2036. 1. 7 (*1)
Sumitomo Life Insurance Company 5,000 0.700 2021. 7.16 2036. 7.16 (*1)
Shinkin Central Bank 4,000 0.219 2018. 3.29 2024. 3.29 (*1)
Shinkin Central Bank 3,000 0.100 2019. 3.28 2025.12.30 (*1)
Shinkin Central Bank 5,000 0.250 2016. 9.14 2026. 9.14 (*1)
Shinkin Central Bank 3,000 0.381 2016.12.30 2026.12.30 (*1)
Shinkin Central Bank 3,000 0.356 2017. 6. 1 2027. 6. 1 (*1)
Shinkin Central Bank 4,000 0.433 2017. 7.12 2027. 7.12 (*1)
Shinkin Central Bank 2,000 0.188 2019. 3.28 2028. 4.28 (*1)
Shinkin Central Bank 6,000 0.307 2019. 6.24 2029. 6.22 (*1)
Shinkin Central Bank 5,000 0.450 2021. 1. 7 2031. 1. 7 (*1)
Mizuho Bank, Ltd. 7,000 0.109 2018.11.30 2025.11.30 (*3)
Mizuho Bank, Ltd. 3,000 0.246 2023.4.28 2026.4.30 (*1)
Mizuho Bank, Ltd. 5,000 0.425 2021. 1. 7 2030. 7. 7 (*1)
Mizuho Bank, Ltd. 10,000 0.450 2021. 1. 7 2031. 1. 7 (*1)
Mizuho Bank, Ltd. 10,000 0.154 2022. 5.27 2032. 5.27 (*3) (*5)
The Norinchukin Bank 2,000 0.270 2019. 6.21 2026. 6.19 (*1)
The Norinchukin Bank 3,000 0.300 2019. 6.21 2027. 6.21 (*1)
The Norinchukin Bank 5,000 0.270 2020. 9.30 2027. 9.30 (*1)
The Norinchukin Bank 5,000 0.320 2021. 1. 7 2028. 1. 7 (*1)
The Norinchukin Bank 2,000 0.300 2020. 3.25 2028. 3.24 (*1)
The Norinchukin Bank 1,000 0.616 2022.10.31 2030.10.31 (*1) (*5)
The Norinchukin Bank 3,000 0.760 2023.5.31 2032.5.31 (*1) (*5)
The Norinchukin Bank 3,000 0.851 2023.3.30 2033.3.30 (*1) (*5)
Nippon Life Insurance Company 2,000 0.200 2020.12.29 2026. 5.29 (*1)
Nippon Life Insurance Company 2,000 0.400 2019. 5.23 2029. 5.23 (*1)
Nippon Life Insurance Company 2,000 0.450 2020.12.29 2030.12.27 (*1)
Nippon Life Insurance Company 5,000 0.425 2022. 3.23 2032. 1.30 (*1) (*5)
Nippon Life Insurance Company 5,000 0.712 2022.10.31 2032. 4.30 (*1) (*5)
Nippon Life Insurance Company 3,000 0.868 2023.4.28 2033.4.30 (*1) (*5)
Mizuho Trust & Banking Co., Ltd. 4,000 0.154 2022.11. 1 2032.10.31 (*3) (*5)
Mizuho Trust & Banking Co., Ltd. 3,000 0.094 2023.2.28 2025.2.28 (*3)
Mizuho Trust & Banking Co., Ltd. 3,000 0.094 2023.2.28 2026.2.27 (*3)
Mizuho Trust & Banking Co., Ltd. 4,000 0.104 2023.2.28 2028.2.29 (*3)
Taiju Life Insurance Company Ltd. 1,000 0.084 2019. 3.29 2025. 3.31 (*1)
Taiju Life Insurance Company Ltd. 2,000 1.486 2013. 5.30 2025. 5.30 (*1)
Taiju Life Insurance Company Ltd. 1,000 0.416 2019. 9.11 2030. 1.31 (*1)
Taiju Life Insurance Company Ltd. 1,000 0.400 2020. 2.13 2030. 2.13 (*1)
Taiju Life Insurance Company Ltd. 2,000 0.491 2021. 3.30 2032. 1.30 (*1)
Taiju Life Insurance Company Ltd. 2,000 1.008 2022.11. 1 2034.11. 1 (*1)
Taiju Life Insurance Company Ltd. 2,000 0.987 2023.3.30 2035.3.30 (*1) (*5)
The Bank of Fukuoka, Ltd. 2,000 0.238 2017. 6. 1 2024. 5.31 (*1)
The Bank of Fukuoka, Ltd. 2,000 0.300 2019. 5.23 2027. 5.21 (*1)
The Bank of Fukuoka, Ltd. 2,000 0.400 2021. 1. 7 2030. 1. 7 (*1)
The Bank of Fukuoka, Ltd. 2,000 0.710 2022. 6.30 2032. 6.30 (*1)
The Bank of Fukuoka, Ltd. 1,000 0.767 2022.10.31 2032.10.29 (*1)
The Bank of Fukuoka, Ltd. 2,000 0.170 2023.6.30 2033.6.30 (*3)
Daishi Hokuetsu Bank, Ltd. 2,000 0.257 2017. 3. 3 2024. 3. 1 (*1)
Daishi Hokuetsu Bank, Ltd. 2,000 0.245 2017. 6.30 2024. 6.28 (*1)
Daishi Hokuetsu Bank, Ltd. 2,000 0.320 2022. 4.27 2029. 4.27 (*1)
Daishi Hokuetsu Bank, Ltd. 2,000 0.400 2021. 1. 7 2030. 1. 7 (*1)
The Yamaguchi Bank, Ltd. 1,000 0.477 2017. 1.10 2029. 1.10 (*1)
The Yamaguchi Bank, Ltd. 2,000 0.400 2019. 5.23 2029. 5.23 (*1)
The Yamaguchi Bank, Ltd. 1,000 0.500 2021. 1. 7 2032. 1. 7 (*1)
The Yamaguchi Bank, Ltd. 1,000 0.500 2020. 8.31 2032. 8.31 (*1)
The Yamaguchi Bank, Ltd. 1,000 0.855 2022.10.31 2033.10.31 (*1) (*5)
The Yamaguchi Bank, Ltd. 2,000 0.936 2023.3.30 2034.3.30 (*1) (*5)
The Hachijuni Bank, Ltd. 2,000 0.270 2020. 6.26 2027. 6.26 (*1)
The Hachijuni Bank, Ltd. 1,000 0.270 2020.12. 2 2027.12. 2 (*1)
The Hachijuni Bank, Ltd. 1,000 0.320 2021. 1. 7 2028. 1. 7 (*1)
The Hachijuni Bank, Ltd. 1,000 0.767 2022.10.31 2032.10.31 (*1)
The Iyo Bank, Ltd. 1,000 0.070 2015. 6.30 2025. 6.30 (*3)
The Iyo Bank, Ltd. 1,000 0.320 2021. 4.30 2028. 4.28 (*1)
The Iyo Bank, Ltd. 1,000 0.320 2022. 1.27 2029. 1.26 (*1)
The Iyo Bank, Ltd. 1,000 0.154 2022.10.31 2032.10.29 (*3)
The 77 Bank, Ltd. 1,000 0.400 2019. 5.23 2029. 5.23 (*1)
The 77 Bank, Ltd. 1,000 0.400 2020. 3.25 2030. 3.25 (*1)
The 77 Bank, Ltd. 2,000 0.616 2023.6.30 2031.6.30 (*1)
Daido Life Insurance Company 1,000 0.302 2019. 3. 7 2029. 3. 7 (*1)
Daido Life Insurance Company 1,000 0.400 2020.10. 2 2030.10. 2 (*1)
Daido Life Insurance Company 1,000 1.033 2023.9.11 2033.9.9 (*1)
Daido Life Insurance Company 1,000 0.716 2022. 6.30 2034. 6.30 (*1)
Taiyo Life Insurance Company 1,500 0.350 2021. 7. 9 2029. 7. 9 (*1)
Taiyo Life Insurance Company 1,500 0.500 2021. 7. 9 2032. 7. 9 (*1)
Taiyo Life Insurance Company 1,000 0.650 2020. 5.29 2035. 5.31 (*1)
The Yamanashi Chuo Bank, Ltd. 1,000 0.272 2017.10.13 2024.10.11 (*1)
The Yamanashi Chuo Bank, Ltd. 1,000 0.275 2018. 5.14 2025. 5.14 (*1)
The Yamanashi Chuo Bank, Ltd. 1,000 0.322 2019. 3.28 2031. 3.28 (*1)
The Yamanashi Chuo Bank, Ltd. 1,000 0.767 2022.10.31 2032.10.29 (*1)
The Asahi Shinkin Bank 3,000 0.851 2023.3.30 2033.3.30 (*1)
SBI Shinsei Bank, Ltd. 1,000 1.533 2013. 5.31 2025. 5.30 (*1)
SBI Shinsei Bank, Ltd. 1,000 0.450 2021. 1. 7 2031. 1.31 (*1)
SBI Shinsei Bank, Ltd. 1,000 0.851 2023.3.30 2033.3.30 (*1) (*5)
The Gunma Bank, Ltd. 1,000 0.320 2021. 1. 7 2028. 1. 7 (*1)
The Gunma Bank, Ltd. 1,000 0.539 2022.10.31 2029.10.31 (*1) (*5)
The Gunma Bank, Ltd. 1,000 0.598 2023.3.30 2030.3.30 (*1) (*5)
The Keiyo Bank, Ltd. 1,000 0.503 2023.3.30 2029.3.30 (*1)
The Keiyo Bank, Ltd. 1,000 0.616 2022.10.31 2030.10.31 (*1)
The Keiyo Bank, Ltd. 1,000 0.450 2022. 4.27 2032. 4.27 (*1)
The Joyo Bank, Ltd. 1,000 0.386 2017. 3. 3 2027. 3. 3 (*1)
The Joyo Bank, Ltd. 1,000 0.300 2020. 2.28 2028. 2.28 (*1)
The Joyo Bank, Ltd. 1,000 0.616 2022.10.31 2030.10.31 (*1)
The Chugoku Bank, Ltd. 1,000 0.270 2020. 5.19 2027. 5.19 (*1)
The Chugoku Bank, Ltd. 2,000 0.320 2021. 5.28 2028. 5.26 (*1)
THE SHIGA BANK, LTD. 1,000 0.616 2022.10.31 2030.10.31 (*1) (*5)
THE SHIGA BANK, LTD. 1,000 0.767 2022.10.31 2032.10.29 (*1) (*5)
The Chiba Bank, Ltd. 1,000 0.258 2018. 6.28 2025. 6.27 (*1)
The Chiba Bank, Ltd. 1,000 0.270 2019. 5.23 2026. 5.22 (*1)
Momiji Bank,Ltd. 1,000 0.724 2022. 9.30 2031. 9.30 (*1)
Momiji Bank,Ltd. 1,000 0.851 2023.3.30 2033.3.30 (*1)
Kansai Mirai Bank, Limited 1,000 0.767 2022.10.31 2032.10.31 (*1)
Kiraboshi Bank, Ltd. 1,000 0.792 2022. 9.30 2032. 9.30 (*1)
Mitsui Sumitomo Insurance Company 1,000 0.320 2021. 1. 7 2028. 1. 7 (*1)
Resona Bank, Ltd. 1,000 0.143 2017. 6. 1 2027. 6. 1 (*3)
Subtotal(2) 540,500 - - - -
  • Unsecured, unguaranteed, repayable in one lump sum on repayment due date.
  • Interest Rate is rounded down to the 3rd decimal point.
  • Unsecured, unguaranteed, repayable in one lump sum on repayment due date, floating interest rate.
  • A special agreement attached to the "Loan Agreement" entered into between NBF and each financial institution provides that the above borrowings from all financial institutions rank pari passu to each other.
  • Green Loan

Investment Corporation Bonds

Name Balance
(million yen)
Interest Rate
(%)
Issue Date Date of
Redemption
Notes
No.14 Unsecured Bonds 5,000 1.000 2016. 6. 9 2046. 6. 8 (*1)
No.15 Unsecured Bonds 5,000 0.914 2017. 5.22 2037. 5.22 (*1)
No.16 Unsecured Bonds 5,000 0.220 2018. 5.23 2025. 5.23 (*1)
No.17 Unsecured Bonds 5,000 0.888 2018. 5.23 2038. 5.21 (*1)
No.19 Unsecured Bonds 15,000 0.180 2020. 8.14 2025. 8.14 (*1)
No.20 Unsecured Bonds 5,000 0.150 2021. 3.22 2026. 3.19 (*1)(*2)
Subtotal (3) 40,000 - - - -
  • Unsecured, unguaranteed, repayable in one lump sum on repayment due date
  • Green Bond
Total (1)+(2)+(3) 585,500