A special agreement attached to "Loan Agreement" entered into between the NBF and each financial institution provides that the above borrowings from all financial institutions rank pari passu to each other.
Long-term and fixed interest-bearing debt ratio=Long-term and fixed-bearing debt/total interest-bearing debt x 100.
(*)Includes long-term/fixed-rate debt within one year.
| Standard & Poor's | Long-term Corporate: A+ |
| Short-term Corporate: A-1 | |
| Outlook: Stable | |
| Moody's | Issuer Rating: A1 |
| Outlook: Stable | |
| Rating and Investment Information,Inc.(R&I) | Issure Rating:AA |
| Outlook: Stable |
